Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

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Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.

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You can quickly fill out our online form from the comfort of your home in just a few minutes.

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Based on the information provided, we will connect you with one of the lenders in our network.

Next Day Direct Deposit

Upon approval, your funds can be deposited into your account as early as the next business day.

Representative Example: If you borrowed $5,000 over 36 months and the loan had a 5.99% arrangement fee ($299.5), your monthly repayments would be $175.99, with a total payback amount of $6,335.78, which includes the 5.99% fee paid from the loan amount, would have a total cost of $1,335.78. Representative 11.99% APR.

Important information

Why choose a Personal Loan?

Since personal loans can be used for various reasons, personal loans offer more flexibility than other loans like car loans or mortgage loans. Personal loans are repaid over a fixed period and often carry a fixed interest rate. Once approved by a lender, borrowers will receive their loan amount, requiring repaying the money to the lenders with interest in regular monthly payments.

Are there Applicable Fees?

DollarLoanHub services are provided free of charge to you. However, the lender you are connected with will typically charge you applicable fees and/or interest depending on the loan agreement. No matter the case, before you sign any loan agreement, the lender must provide you with full disclosure of the loan agreement terms so you can make the decision that is right for you. Please note that it is essential to read through the terms of the agreement before signing.

What is “Annual Percentage Rate” – APR?

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage representing the actual yearly cost of funds over the loan term. As loans can vary in interest-rate structure, transaction fees, late penalties, and other factors, a standardized computation such as the APR provides borrowers with a bottom-line number they can quickly compare to rates charged by other lenders. Because DollarLoanHub does not provide loans directly, it is essential to contact the lender you are connected with directly to obtain the specific details of your loan agreement.

Representative Examples of APR, Total Loan Costs & Fee

Loan Amount $1,000 $2,000 $2,500 $5,000
Interest Rate 24.00% 19.00% 16.00% 13.00%
Loan Term 12 months 24 months 36 months 48 months
Fee 3.00% 5.00% 10.00% 12.00%
Monthly Payment $94.56 $100.82 $87.89 $131.67
APR 29.82% 24.12% 22.93% 18.23%
Total Payments $1,134.72 $2,419.68 $3,164.13 $6,320.12
Total Cost $164.72 $519.68 $914.13 $1,920.12


If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.

How do I repay my loan?

The personal loans offered by lenders in our network have a 61-day minimum repayment and a 72-month maximum repayment term. Each lender has to describe the loan on the loan agreement explicitly. Therefore, we advise you to read the loan agreement before accepting any loan, especially the parts containing detailed information about APR and repayment terms.

What if I am late on payments?

Every lender has different late payment penalties and policies. Generally speaking, a lender may charge a late payment fee if you are late on a payment. It’s vital to set reminders and make responsible payments to avoid late fees or non-payment reports. Since these penalties vary by lender, borrowers are encouraged to contact their direct lenders to address any of their concerns.