Please wait while the loan request is being processed. The loan request process can take up to 5 minutes, please do not click back or refresh the page.
Last Updated: May 30, 2018
Introduction We at DollarLoanHub (“We,” “Us” or “DollarLoanHub”) are committed to respecting your privacy and recognize your need for appropriate protection of any personally identifiable information (“PII”) you share with us. DollarLoanHub has established this comprehensive Privacy Policy entailing our compliance procedures so that you can understand the care with which we intend to handle your personal information. This Privacy Policy applies to information we collect (i) from your use of this Website; (ii) in electronic communications sent between you and this Website including e-mail, text message and push notifications; and (iii) through your interactions with our advertising and applications on third-party websites and/or services.
Personally Identifiable Information (PII). Through your interactions with this Website, we may collect PII that may be used to identify you, including, but not limited to, your first and last name, a home or other physical address, telephone number, social security number, bank account information and driver’s license number.
Non-Personally Identifiable Information (Non-PII). In addition to PII, we also collect Non-PII information automatically as you navigate through this Website. The information we collect includes, but is not limited to, the IP address of the computer or electronic device through which you are making a request, the type of web browser you are using, the times you have accessed this Website and other usage details.
Cookies. This Website also utilizes automatic data collection technologies, otherwise known as cookies, and other tracking technologies so that we may collect certain information, including but not limited to, information about your devices, browsing actions and patterns, location data and internet connection. The use of cookies helps us enhance your user experience of this Website to deliver a better and more personalized experience by recalling personal information previously indicated by you from a prior visit. We may use the data collected from Cookies to maintain it or compound it with personal information we collect in other ways or receive from third parties.
Disclosure of Your Information. DollarLoanHub will generally not share, sell or otherwise distribute your personal information without obtaining your consent. However, DollarLoanHub may use the personal information provided to (i) fulfill the purpose for which you provided your information; (ii) affiliate partners to help facilitate your loan request; (iii) to third party service providers who assist us to conduct our business and serve our users, so long as such information is kept confidential; (iv) comply with any court order, legal proceeding, law, and/or government or regulatory request; (v) as part of a liquidation or bankruptcy proceeding, to a buyer or other successor in the event of a merger, reorganization, dissolution or divestiture of some or all of DollarLoanHub’s assets.
Data Security. By accessing and interacting with this Website, you hereby acknowledge and agree that DollarLoanHub may retain your information indefinitely. Please note that any transmission of personal information through this Website will be at your own risk. However, DollarLoanHub will use appropriate efforts to protect the security of your personal information and encrypt sensitive information such as your driver license number, social security number and bank account information. Although DollarLoanHub strives to provide appropriate security measures the personal information we process and maintain, we cannot guarantee the security of your personal information transmitted to and through this Website. DollarLoanHub will implement all reasonable efforts to safeguard your personal information. However, even with the utilization of industry standard security technology, it does not guarantee that your personal information will be absolutely secure. Consequently, DollarLoanHub shall not be held liable for unauthorized disclosure of personal information due to no fault of DollarLoanHub, including, but not limited to, errors in transmission and unauthorized acts of third parties.
Link Outs to Third Parties. Through your access and interaction with this Website, you may be provided links that direct you to third party websites. These third party websites have independent privacy policies that differ from ours. Thus, it is your responsibility to read the privacy policies of these third party websites before accessing, interacting and providing your personal information through such websites. DollarLoanHub is not responsible, nor do we endorse, any of the activities and practices that take place on any third party website.
Consent. You may choose whether or not to provide your personal information to DollarLoanHub. The notices provided by DollarLoanHub prior to collecting your personal information through this Website should assist you in making this choice. If you choose not to provide the personal information requested of you, you can still navigate this Website, but may be unable to access certain options, services and offers that involve our interaction with you.
Opt-Out. If you no longer wish to receive communications via email, you may opt-out by clicking on the unsubscribe link located on the home page and following the instructions to unsubscribe. To have your personal information completely removed from our databases, simply contact us at info@DollarLoanHub and provide the name of the service for which your information was provided, your full name, mailing address, phone number and email address so that we may identify you and properly opt you out of our database.
SMS and Auto Dialed Calls. By providing your contact information and confirming the checkbox, you are providing your express written consent to receive information related to your request via telephone call and/or SMS/text message, including the use of an automatic telephone dialing system or pre-recorded messages, even if your number is listed on any internal, state or federal Do-Not-Call registry list. Your consent is not a requirement to purchasing the goods or services that DollarLoanHub offers. You may opt-out from receiving SMS/text messages by replying “STOP” or through the instructions provided in the message. You may also request additional assistance by replying “HELP”. You may receive up to 15 recurring monthly messages. Standard message and data rates may apply. If you wish to opt-out of receiving phone calls, please contact us at info@DollarLoanHub and provide the name of the service for which your information was provided, your full name, mailing address, phone number and email address so that we may identify you and properly opt you out of our database.
Modifications. This privacy policy is subject to change from time to time in our sole discretion to accommodate to new technologies, regulatory requirements, industry best practices, or for other purposes. We will provide notice to you if any of the changes to this privacy policy are material, and where required by applicable law, we will obtain your consent. For your information, the date this privacy policy was last updated is noted at the top of this page. Your continued use of this Website after any such changes have been made signifies and confirms your acceptance of any changes or modifications to this privacy policy.
Children Under the Age of 18. This Website is not intended or structured to attract children under eighteen (18) years of age. No one under 18 years of age may access or provide any information on this Website. We do not knowingly intend to collect personal information from children under 18 years of age.
Disclosures. California Law requires us to provide certain disclosures to users of this Website.
California Civil Code Section § 1798.83 permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to [email protected]
California law also permits residents of California to request and obtain from us once per year, free of charge, a list of the third parties (if any) to whom we have disclosed personal information for their direct marketing purposes in the prior calendar year, as well as the type of personal information disclosed to those parties. If you are a California resident and would like to request this information, please submit your request in an e-mail to [email protected]. Requests via telephone or facsimile will not be accepted. The e-mail subject line and the content of your request must include the phrase "Your California Privacy Rights," and include your (i) name, (ii) e-mail address (if you wish to receive a response via e-mail) or (iii) street address, city, state, and zip code (if you wish to receive a response via postal mail). Please allow 30 days to receive a response to your inquiry.
Contact. If you have any questions or comments regarding this privacy policy or our practices, please reach out to us at [email protected].
Last Updated: May 30, 2018
Introduction. This Website is owned and operated by DollarLoanHub (“We,” “Us,” or DollarLoanHub). DollarLoanHub grants you the right to use this Website subject to the terms and conditions set forth below. Please read these terms and conditions carefully. By accessing this website, (i) you acknowledge that you have read, understand and agree to be bound by these terms and conditions and privacy policy (collectively “Terms of Use”). Please review our privacy policy for additional information regarding DollarLoanHub’s collection and use of your personal information. If you do not wish to be bound by these Terms of Use, you may not access or use this Website.
License. DollarLoanHub grants you a limited, non-exclusive, non-transferable, non-sublicensable and revocable license to use this Website for the sole purpose of reviewing the website content for your personal use or your internal business purposes. You may not (i) use, store, copy, reproduce, distribute, transmit, rent, sell, lease, license, transfer, sublicense or commercially exploit this Website in any manner not expressed permitted by this agreement; (ii) alter, modify, decompile, dissemble, translate, reverse engineer or make derivative work of this Website; (iii) interfere, link to, access, use any source code contained in this Website; or (iv) remove or erase any proprietary or intellectual property notice contained in this Website and other services provided by DollarLoanHub.
Copyrights. All content on this Website, including, without limitation, all text, graphics, software, design, images, illustrations, user interfaces, structure, arrangement, trademarks, logos and service marks (collectively, “Content”) are owned, operated and licensed by DollarLoanHub and/or its licensors. You are not permitted to use this Content without DollarLoanHub’s prior written consent or the consent of the third party that owns the Content.
Credit History. Please note that lenders will have access to your credit information to verify the information you submitted. This information can include your social security number, driver’s license number, bank account information and other state, federal or local identification. Your credit history may also be viewed and assessed to determine your overall credit worthiness. Lenders may perform credit checks with the three credit reporting bureaus; TransUnion, Experian and Equifax or may perform alternative credit checks or consumer reports through alternative providers. By submitting your information to this website, you agree to allow lenders to check your credit history and validate the accuracy of the information you submitted.
Representations and Warranties. By accessing and interacting with this website, you represent and warrant to DollarLoanHub that (i) you are at least 18 years of age; (ii) you are authorized to enter into this agreement; (iii) you will not use this Website and its contents for any purpose or manner in violation of any laws, regulation or that infringes the rights of DollarLoanHub or any third party; (iv) any information you provide to DollarLoanHub does and will not violate any law, regulation or infringe on the right of DollarLoanHub or any third party; (v) all information you provide to DollarLoanHub is true and accurate; and (vi) you are authorized and able to fulfill the obligations and meet the conditions of a user as specified herein.
Warranty Disclaimers. THIS WEBSITE IS PROVIDED ON AN “AS IS” BASIS, AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. DollarLoanHub HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND THOSE ARISING BY STATUTE OR FROM A COURSE OF DEALING OR USAGE OF TRADE. DollarLoanHub DOES NOT GUARANTEE THAT THE WEBSITE WILL BE FREE OF BUGS, SECURITY BREACHES, OR VIRUS ATTACKS. THE SITE MAY OCCASSIONALLY BE UNAVAILABLE FOR ROUTIN MAINTENANCE, UPGRADING, OR OTHER REASONS. YOU AGREE THAT DollarLoanHub WILL NOT BE HELD RESPONSIBLE FOR ANY CONSEQUENCES TO YOU OR ANY THIRD PARTY THAT MAY RESULT FROM TECHNICAL PROBLEMS OF THE INTERNET, SLOW CONNECTIONS, TRAFFIC CONGESTION OR OVERLOAD OF OUR OR OTHER SERVERS. WE DO NOT WARRANT, ENDORSE OR GUARANTEE ANY CONTENT, PRODUCT OR SERVICE THAT IS FEATURED OR ADVERTISED ON THE WEBSITE BY A THIRD PARTY. YOUR RELIANCE ON, OR USE OF, ANY WEBSITE CONTENT (INCLUDING WITHOUT LIMITATION, ANY USER SUBMISSIONS0, OR INTERACTION WITH ANY THIRD PARTY FEATURED ON THE WEBSITE, IS AT YOUR SOLE RISK. IF YOU HAVE A DISPUTE WITH ANY THIRD PARTY AS A RESULT OF, OR ARISING FROM YOUR USE OF THIS WEBSITE, YOU AGREE THAT DollarLoanHub IS NOT AND SHALL NOT BE LIABLE FOR ANY CLAIMS OR DAMAGES ARIGINS OUT OF OR CONNECTED WITH SUCH DISPUTE.
Limitation of Liability. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, DollarLoanHub SHALL NOT BE LIABLE FOR ANY INDIRECT, EXEMPLARY, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES OF ANY KIND, OR FOR ANY LOSS OF DATA, REVENUE, PROFITS OR REPUTATION, ARISING UNDER THESE TERMS OR OUT OF YOUR USE OF, OR INABILITY TO USE, THE WEBSITE, EVEN IF DollarLoanHub HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF DollarLoanHub FOR ANY AND ALL DAAMGES ARISING UNDER THESE TERMS OR OUT OF YOUR USE OF, OR INABILITY TO USE, THE WEBSITE EXCEED THE TOTAL AMOUNT OF $100 USD.
Indemnification. You agree to defend, indemnify and hold harmless DollarLoanHub and our affiliates, and our respective officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs and expenses (including but not limited to attorney’s fees) arising from: (i) your use of, or inability to use, the website; (ii) your user submissions; (iii) your interaction with any website user; or (iv) your violation of these Terms.
DMCA Notice. Pursuant to the Digital Millennium Copyright Act (DMCA) Safe Harbor 17 U.S.C. § 512(c), if you believe that anything on this Website or service offered herein infringes any copyright that you own or control, you may file notice of such infringement, in compliance with the requirements of 17 U.S.C. 512(c)(3), with our designated agent at Sincerely, LLC. 7050 West Palmetto Park Road #15-345 Boca Raton, FL 33433 or [email protected]. A copy of this legal notice may be sent to a third-party that may publish and/or annotate it. As such, your letter, with your personal information redacted, may be forwarded to the Chilling Effects Clearinghouse for publication.
Governing Law. This agreement will be construed, enforced and governed in accordance with the laws of the State of California, without regard to any conflict of law principles. The state or federal courts in Los Angeles County, California will have exclusive jurisdiction and venue over all controversies in connection with this agreement, and you hereby consent to such exclusive and personal jurisdiction and venue. Any claim you may have against DollarLoanHub must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred. You agree to waive any right to a jury trial in connection with any action or litigation in any way arising out of or related to this Agreement and that each party has the right to seek attorneys’ fees in any proceeding. The parties hereby agree to submit any dispute arising out of or in any way relating to your use of this Website to binding arbitration conducted by a single arbitrator under the Commercial Rule of the American Arbitration Association (“AAA”) in Los Angeles, California, rather than a proceeding in a court of law. The award of the arbitrator shall be final and binding on the parties hereto and may be enforced in any court of competent jurisdiction. The prevailing party in any action or proceeding to enforce its rights hereunder shall be entitled to recover reasonable attorneys’ fees and other reasonable costs, including fees of the arbitrator and the AAA, incurred in the action or proceeding. The parties agree to waive any right they may have to an appeal of the arbitrator’s final decision and/or award.
No Class Actions. To the extent allowed by law, you and DollarLoanHub each agree to waive any right to pursue disputes on a consolidated or class-wide basis; that is, to either join a claim with the claim of any other person or entity, or assert a claim in a representative capacity on behalf of anyone else in any lawsuit, arbitration, or other proceeding. You hereby understand that by agreeing to this class action waiver, you may only bring claims against DollarLoanHub in an individual capacity and not as a plaintiff or class member in any purported class action or representative proceeding.
Notice. For any and all disputes you may have, whether pursued in court or arbitration, you must first provide DollarLoanHub an opportunity to resolve the dispute by providing written notification to [email protected] and via postal mail to Sincerely, LLC. 7050 West Palmetto Park Road #15-345 Boca Raton, FL 33433 stating (i) your full name, (ii) your address on file, (iii) a written description of your claim, and (iv) a description of the specific relief you seek. If DollarLoanHub does not resolve the dispute within 30 days upon receiving your notification, you may pursue your dispute as set forth above.
Severability. If any provision of this Agreement is deemed to be unenforceable or invalid by any court or arbitrator of competent jurisdiction, this Agreement as a whole shall not be deemed unlawful, void or unenforceable, but only that particular provision(s) of this Agreement that is unlawful, void or unenforceable shall be limited or rejected from this Agreement. The remaining provisions of this Agreement will otherwise remain in full force and effect.
Modifications. This Terms is subject to change from time to time in our sole discretion to accommodate to new technologies, regulatory requirements, industry best practices, or for other purposes. We will provide notice to you if any of the changes to this Terms are material, and where required by applicable law, we will obtain your consent. For your information, the date this Terms was last updated is noted at the top of this page. Your continued use of this Website after any such changes have been made signifies and confirms your acceptance of any changes or modifications to this Terms.
Termination. These Terms are effective until terminated by DollarLoanHub or you. DollarLoanHub, in its sole discretion, has the right to terminate these Terms and/or your access to the Website, or any part thereof, immediately at any time and with or without cause. DollarLoanHub shall not be liable to you or any third party for termination of the Site, or any part thereof. If you object to any term or condition of these Terms, r any subsequent modifications thereto, or become dissatisfied with the Website in any way, your only recourse is to immediately discontinue use of the Website. Upon termination of these Terms, you shall cease all use of the Website.
Independent Contractors. You and DollarLoanHub are independent contractors. Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and DollarLoanHub. You must not under any circumstances make, or undertake, any warranties, representations, commitments or obligations on behalf of DollarLoanHub.
General. The headings contained in this Agreement are for convenience of reference only, are not to be considered a part of this Agreement, and shall not limit or otherwise affect in any way the meaning or interpretation of this Agreement. If you have questions, comments, concerns or feedback regarding this Agreement or our Services, please contact us at [email protected].
Only a lender or lending partner can provide you with information on their rates and terms. This will typically happen shortly after your loan request is complete, and you are connected with a lender or lending partner. DollarLoanHub does not make credit decisions or determine rates and terms. Remember, you are under no obligation to accept the loan offer if the terms are not satisfactory for whatever reason.
Repayment
Repayment on personal loans is generally performed either monthly or once every two weeks, depending either on your preferences or your lender's or lending partner’s terms. You may be able to have funds withdrawn automatically from your bank account on the date agreed upon with your lender or lending partner. Be sure that you read and fully understand all policies regarding repayment and understand what you will have to do as a borrower to repay the loan. Your loan cannot be conditioned upon repayment by electronic funds transfer or automatic withdrawal. Consult your lender or lending partner for more details.
Personal Loan Costs
On the whole, the eventual cost of a personal loan will vary a great deal based on factors related to the requester, the state the requester lives in, the lender or lending partner, and the requester's repayment. Other factors that matter are the amount of money that is borrowed, the period of time of the loan and the specific interest rates used. Your credit score may also be taken into consideration.
Standard Personal Loan Terms
While specific terms of personal loans will vary depending on your state, your lender or lending partner and your specific circumstances, below is a general range of common terms.
DollarLoanHub works hard to protect consumers like you from unfair and illegal practices in the personal loan industry. In an effort to assist us in this goal of protecting you and helping you make an informed decision regarding personal loans, we offer the following code of conduct.
Lenders and Lending Partners
Here at DollarLoanHub, we make every effort to ensure that we work only with responsible lenders or lending partners who are authorized to lend cash to consumers in the form of personal / installment loans. Once you are connected with your lender or lending partner, we recommend that you look up the specific details on that company so that you know how to get in contact with them in case you have any questions or concerns. Each lender or lending partner also has their own terms and conditions in regards to interest rates, the requirements on repayment and the repercussions of being late on a payment, missing a payment or rolling over a payment. You should be sure to be aware of these specific terms and conditions.
Your Credit Score
One of the first and most important things to understand as a borrower is that being late on a payment, missing a payment or rolling over a payment may negatively impact your credit score. Your credit score is a numerical expression of your credit worthiness based on an analysis of your credit files. A credit score is primarily based on credit report information typically sourced from credit bureaus. Failing to pay on time may negatively affect this score and make it harder for you to do things like take out a credit card or get a loan. While less than perfect credit will not necessarily prevent you from being able to receive a loan, all loans are subject to credit approval. As such, the lender or lending partner that you are connected with may run a credit check with one or more credit agency. If you have had many credit checks in a given period of time, it is possible that this check may negatively affect your credit score. But, if you are able to make all of your payments on time, the process of taking out and repaying a loan may improve your credit score.
Late Payments
The most important thing that you must understand as a borrower is the repercussions of making late payments on your loan. Although each lender or lending partner that we work with has its own terms and conditions for the loan and the repayment of the loan, there are some general repercussions that it is important for you to understand. There will likely be charges for making a late payment. Similarly, if you are extending a loan, the finance charge for the original loan must be paid on the original due date. Then your loan principal will be deferred with an additional finance charge. We recommend paying as much as possible towards your original due date in order to further reduce the charges you incur. If you plan to deviate from your payment plan, you should contact your lender or lending partner immediately to setup a new payment arrangement. If your loan payment is rejected for any reason by your bank, the lender or lending partner may initiate collection procedures and you will be prevented from receiving future loans from the lender or lending partner until all of your payment obligations are met in full. The most important thing to remember is to read about the payment options and penalties for the specific lender or lending partner that you are connected with and to make sure that you fully understand these policies. Lastly, remember that personal loans should be used only for short-term financial needs. They are not a long-term financial solution. In general you should always make sure to pay all of your outstanding loans/bills/debts on time.
Missing a Payment
DollarLoanHub strongly recommends that you pay all of your outstanding debt/loans/bills when they are due. This will ensure that you will have a good payment record and minimize negative repercussions. Each lender or lending partner that DollarLoanHub works with has their own terms and conditions governing the specific implications of missing a payment. However, if the lender or lending partner does not receive a payment the likely result is that the lender or lending partner will begin collection procedures against you and you will no longer be able to receive any more loans from the lender or lending partner. Therefore, it is important for you to both understand the specific requirements for repayment and the repercussions of missing a payment. And, again we strongly urge you to pay all outstanding debts/loans/bills on time.
Rolling Over a Payment
With some lenders or lending partners, it may be possible to roll over payments if you are unable to make a payment date. However, please note that, just like missing a payment or being late on a payment, this will have a negative effect on your credit score. Also, it is important to know that the interest that you pay will be the same with the rolled-over payment as with the missed payment.
Types of Renewal Policies
DollarLoanHub works with a number of different lenders and lending partners, each of which has its own unique renewal policy. However, as a general rule there are two different kinds of renewals:
It is important to understand that once a loan can no longer be renewed by a borrower, the lender or lending partner will have to begin a collection process to recover the amount owed. Each lender or lending partner will have its own specific policy, so it is important that you read and understand that policy.
Collection
If you miss a payment on your loan and do not contact the lender or lending partner to discuss other repayment options, it is likely that your loan will be subject to collections. You will normally be contacted via phone, email and regular mail. If you continue to not respond, they will most likely use an external collections agency to collect the debt. These specifics will vary by the specific lender or lending partner, so it is important that you be sure to read and understand your specific loan’s terms and conditions. You may be able to have funds withdrawn automatically from your bank account on the date agreed upon with your lender or lending partner. Be sure that you read and fully understand all of your lender or lending partner's policies regarding repayment and understand what you will have to do as a borrower to repay the loan. Your loan can not be conditioned upon repayment by electronic funds transfer or automatic withdrawal. Consult your lender or lending partner for more details.
Address: 3572 W Broadway, Los Angeles, CA 90037, USA